Friday, June 27, 2008

The Embarrassment of Riches

Tonight, I plan to meet with an old fraternity brother of mine who is now a personal financial planner. This - this I am in need of. Not because I'm behind on bills or because I have a mountain of debt - but the contrary.
I have a 401k that I contribute to that I had COMPLETELY forgotten the value of. I looked online tonight and found that I had twice as much tied up in retirement investments than I thought.
Maybe this is a luxury to have, but to me, it breeds more stress. "What am I doing with those investments?" "Are they the right ones?" "Am I investing aggressively enough?"
How the hell am I 32 and only have one credit card to my name? Even with a decent cash flow, I still have some credit blemishes that keep me from getting the same AAdvantage Mastercard that I'd say 90% of my friends have.
And am I saving for a property of my own? Maybe - but I wouldn't be able buy the place I'm renting now if I had to put down a downpayment.
And what about contributing to things other than myself and my life? Very little there.
Time to go see Cary. I look forward to putting my finances in order.

2 comments:

Christy said...

Congrats! The first step is always the hardest!

Jenni said...

hope it went well!! he has been a great help to me as well.....you'd think being a cpa and all I'd have it all figured out, but no!